Top 200 Programs/Top 200 Programs.iso/Bob8/oakley/wskit20a/product/PRODUCTS.TXT

Text File | 1995-06-25 | 23KB | 351 lines

                         THE DEBT ANALYZER (WINDOWS)

  HOPELESSLY IN DEBT?  Need a systematic way to rid yourself of it? The Debt
  Analyzer is the answer!  Now the techniques used by banks and credit
  counselors can be used in the comfort of your own home.  You can produce
  debt elimination and loan consolidation schedules which can illustrate
  hundreds of dollars in potential savings. How does debt elimination work?
  Each of your debts is given a priority. Each month, your payments are made
  to each debt.  Once one debt is paid off,then that payment is then applied
  to the highest priority debt.  This accelerates the payment on the highest
  priority debt.  The loan acceleration is what produces the interest
  savings.  Several options are available which can help accelerate and
  optimize your debt elimination schedule.  These include "using minimum
  payments", applying "extra payments" and selecting one of nine predefined
  "priority methods". The loan consolidation schedule is designed to take all
  your current debt information and combine it into a single new loan.  How
  does it work?  Loan consolidation assumes that the new loan has an overall
  lower interest rate than your existing debts.  This results in lower
  overall payments and less interest paid.  The Debt Analyzer allows you to
  create loan consolidation schedules and will determine the amount of money
  you can save by doing so.  A variety of options are available to tailor the
  loan consolidation to your specific needs.  These include the ability to
  specify the term or payment of the consolidated loan or the sum of all debt
  payments may be used as the consolidated loan payment.

                          THE MORTGAGE ANALYZER (DOS)

  This is NOT an ORDINARY mortgage program.  It includes seven predefined
  loan acceleration methods such as bi-weekly, double principal and growing
  equity payments plus the ability to set up *ANY* acceleration method con-
  ceivable through variable extra payments.  Accelerated schedules and/or
  summaries can be produced side by side with the original mortgage or by
  themselves.  Features mortgage comparisons--enter all values for two
  complete mortgages.  Print, view or save to file complete schedules
  and/or summaries for both side by side. The mortgage input screen contains
  Loan Type (Conventional, FHA, VA), Purchase Price, Down Payment, Duration,
  Interest Rate, Interest Type (Fixed, Stepped, Adjustable, Reset), Closing
  Date, First Payment Date, Points, Property Tax, Homeowners Insurance,
  Mortgage Insurance and closing costs. It calculates payments, points,
  mortgage insurance, tax savings, daily interest, interest paid, interest
  saved (for acceleration) and complete schedules. Other features include
  Qualification Analysis reports for conventional, FHA and VA loans.  Also
  available is Buy vs Rent, Lease vs Sell, Tax Savings and Refinance analysis.
  Includes solve for missing loan value calculator, loan refinancing, daily
  interest, FHA down payment and points calculators.  Save and restore
  multiple clients.

                   THE MORTGAGE ANALYZER PROFESSIONAL (DOS)

  It adds the ability to maintain 15 customizable loan plans and to
  customize the loan qualification ratios and to customize mortgage
  insurance defaults for Conventional, FHA and VA loans.  You can create
  HUD-1 good faith closing estimates using over 35 closing fees plus 2
  user defined fees.  The ability to compare 3 loans at once is also
  available.  Supports optional footnotes and "date of printout" on
  reports.

                   THE ANNUITY ACE (Professional) (DOS)

  Now project your savings as never before!  The Annuity Ace is a financial
  software program designed with ease and flexibility in mind. It comes
  complete with a variety of financial tools for calculating Deferred,
  Immediate and Split Annuities.  It also contains Calculators for solving
  for missing values. The Deferred Annuity tool allows variable deposit modes,
  deposits, withdrawals, interest rates and compounding methods with or
  without loads. Professional reports can be generated with varying detail.
  Special options are available to illustrate the time value of compounding,
  the impact of taxes on savings, the effect of loads, the effect of
  inflation, the effect of obtaining higher interest rate, and the ability
  to illustrate what is required to accumulate a target sum of money by a
  target age.  The Immediate Annuity tool allows variable payout modes and
  compounding methods.  Professional schedules are produced.  A Split Annuity
  option is available that produces both a professional schedule and chart.
  Illustrations can be viewed on the screen or sent to a printer or a file.
  Headers, Footers and Client Name can be included in the illustrations.
  Multiple Client information can be saved and retrieved.

                        THE LOAN CHIEF (Professional) (DOS)

  Loan calculating has never been this easy!  Loan Chief is a financial
  software program designed with ease and flexibility in mind. It comes
  complete with a variety of loan tools for calculating Loan Amortization
  Schedules, Loan Charts and Loan Calculators for solving for missing values.
  Each financial tool contains a variety of options to allow maximum
  flexibility. The Loan Amortization tool allows variable payments, interest
  rates and compounding methods.  Professional schedules can be generated
  with monthly, quarterly, semi-annual or annual detail.  Special options are
  available to illustrate the savings incurred with an early payoff of a
  loan.  Several predefined acceleration methods are available in addition to
  a variable payment which allows optimum flexibility.  Accelerated schedules
  can be illustrated side by side with the original schedule.  Another special
  option is the ability to show tax savings with mortgages.  The Loan Chart
  tool produces a chart of loan values based on the criteria you select.  You
  select the type of loan values you want computed--it may be loan payments,
  loan principal amounts, months in a loan or the interest rate.  Once you
  choose what you want to solve for, you enter one of the remaining loan
  values as a constant and the other two as a range of values.  A chart is
  produced solving for all loan values specified in the ranges.  Headers,
  Footers and Client Name can be included in the schedules and reports.
  Multiple Client information can be saved and retrieved.

                         ALL SmartTracker Programs (Windows)

  Each program contains a scrollable Viewer similar in appearance to a
  spreadsheet layout which lists the database elements.  The viewer will
  grow and shrink with the size of the window. CONFIGURE the Viewer to your
  personal preference.  Select only those database elements that you plan
  on using or that you want to see to appear in the viewer.  Specify the
  order in which they appear and specify the space to allocate to each
  element.  Advanced search options places items matching search criteria
  into the Viewer.  Ascii delimited import/export operations are available
  with complete configurability on which items and in which order to import
  or export.  Limit exports to only those items found in a search.  Configure
  the colors for all elements of the windows for all windows or for specific
  windows.  DESIGN your own reports!  Add as many report layouts as you like.
  Select either a 90 column report for large legible reports or a 120 column
  report to pack as much information on the page as possible.  Each database
  element can be spread out over a maximum of 12 lines.  Place labels, blanks
  and database items where you want them to be.  Allocate the desired space
  for the labels, blanks and database items.  Optionally add up to 3 header
  lines to appear on each page.  Optionally place totals which will appear
  after each report group and at the end of the report.  Optionally place
  page numbers on each page.  For one line reports (columns of data),
  optionally choose to have automatic column headers placed on the report.
  Choose from among any True Type font that is on your system.  View reports
  on screen or send to printer or ascii file.  Print one page or entire
  report.

                           SmartTracker VIDEOS (Windows)

  Track, Organize and Catalog your Video collection.  Enter a multitude of
  information about your Videos in an extremely easy and straight
  forward fashion including the following items: Content (Movie, TV,
  Home Video), Format, Category, Rating, Personal Rating, Sound, Picture,
  Record Speed, Title, Stars, Producer, Director, Released By, Year Released,
  Tape Number, Counter Start, Counter Stop, Noise Reduction, Surround Sound,
  Play Time, Laser Format, Oscar Nominations, Oscar Awards, Close Captioned,
  THX, Key Words, List Price and Summary.  Modify the Category, Rating and
  Personal Rating lists to your personal liking.  Advanced search facility
  gives you the ability to search on Title, Stars, Producer, Director,
  Released By, Year, Category, Rating, Personal Rating, Media Number, Key
  Words, Content, Oscar Nominations, Oscar Awards and Summary.  Comes with
  numerous report layouts with the ability to create and edit your own.
  Reports can be sorted by Title, Category, Rating, Year, Personal Rating
  or Media Number.  Reports can be applied to the entire database or to just
  those items found in a search.

                           SmartTracker BOOKS (Windows)

  Track, Organize and Catalog your book collection.  Enter a multitude of
  information about your books including subjects (key words), descriptions,
  cost, value, location--even allows you to track books that you have lent
  out to friends.  Enter book information in an extremely easy and straight
  forward fashion including the following items: Book Type, Category,
  Personal Rating, Location, Title, Author, Publisher, Year Published, Cost,
  Value, ISBN, Date Purchased, Where Purchased, Volume, Issue, Edition,
  number of pages, catalog number, key words, checkout, checkout date,
  checkout person and Description.  Modify the Category, Personal Rating and
  location lists to your personal liking.  Advanced search facility gives you
  the ability to search on Title, Author, Publisher, Year Published, Where
  Purchased, ISBN, Category, Key Words, Description, Location, Book Type,
  Checkout Status and Personal Rating.  Create 1 line, 2 line or multi-line
  reports sorted by Title, Author, Category, Location, Book Type or Personal
  Rating.  Reports can be narrowed down to one Category, Book Type, Location
  or Personal Rating.  View Reports on screen or print to Printer.

                        SmartTracker INVENTORY (Windows)

  Track, Organize and Catalog your personal possessions for insurance
  purposes, net worth or just for being able to locate your belongings.
  Enter a multitude of information about your personal possessions in an
  extremely easy and straight forward fashion including the following items:
  Category, Location, Owner, Item, Brand, Model, Serial #, Quantity, Date
  Purchased, Where Purchased, ID Marks, Warranty, Warranty Expiration Date,
  Warranty Notes, Cost, Value, Replacement Cost and Comments/Description.
  Modify the Category, Location and Owner lists to your personal liking.
  Advanced search facility gives you the ability to search on the Item Name,
  Brand, Serial #, Description, Location, Category, Owner and Warranty.
  Create 1 line, 2 line, multi-line and value summary reports sorted by Item,
  Location, Category or Owner.  Reports can be narrowed down to one Category
  Location or Owner.  Optionally include insurance information on the reports
  including insurance company, policy number, date of printout, and more.

                         SmartTracker STAMPS (Windows)

  Track, Organize and Catalog your Stamp collection.  Enter a multitude of
  information about your stamps in an extremely easy and straight
  forward fashion including the following items: Country, Topic, Condition,
  Stamp Type (Regular, Commemorative, Coil, etc), Group (Single, Se-tenant,
  Block, etc), Cancellation, Face, Cost, Market Value, Description,
  Year, Catalog Number, Comments, Quantity, Gum, Faults, Hinged, Color and
  Date Acquired.  Indicate special stamp features such as Overprint,
  Precancel, Surcharge, First Day Cover, Souvenir Card, Postal Card and Pen
  Cancellation.  Modify the Country and Topic lists to your personal liking.
  Help included for identifying the country of origin for a large range of
  stamps.  Clear explanations are given for many stamp topics including
  stamp conditions, groupings, types and more.  Advanced search facility
  gives you the ability to search on Description, Country, Face Value,
  Catalog, Comments, Year, Topic, Stamp Type, Group or Condition.  Create 1
  line, 2 line or multi-line reports sorted by Country, Topic, Condition,
  Stamp Type, Catalog Number or Group.  Reports can be narrowed down to one
  Country, Topic, Condition, Stamp type or Group.

                         SmartTracker COINS (Windows)

  Track, Organize and Catalog your Coin collection.  Designed to be easy
  enough for the beginner and complete enough for the experienced.  Enter a
  multitude of information about your Coins in an extremely easy and
  straight forward fashion including the following items: Country, Category,
  Condition, Face Value, Purchase Price, Market Value, Premium Value, Mint
  Mark, Description, Comments, Year Minted, Quantity and Date Acquired.
  Indicate special coin features such as Commemorative, Controller Coin,
  Key Coin, Semi Key Coin, Gold and Silver.  Modify the Country, Condition
  and Category lists to your personal liking.  Help included for identifying
  the country of origin for common inscriptions.  Explanations are given for
  many coin topics including coin conditions, controller coins, commemoratives
  and more.  Information is included on U.S. mint marks, U.S. controller coins
  and more.  Advanced search facility gives you the ability to search on
  Country, Face Value, Comments, Year, Category, Mint Mark, Comment,
  Description, Special Features or Condition.  Comes with numerous report
  layouts with the ability to create and edit your own.  Reports can be
  sorted by Country, Topic, Condition, Year or Face Value.  Reports can be
  applied to the entire database or to just those items found in a search.

                      Windows Word Search Rampage

  The Multi-Media ready Windows Word Search Rampage comes complete with over
  300 puzzles that can be played right on the computer or can be printed out
  for activities, parties, friends or family.  Each puzzle has its own name
  and falls under one of several categories.  Playing a puzzle is easy and
  fun.  Simply double click on the puzzle of your choice from a list box and
  the puzzle appears along with a list of words to be found in the puzzle.
  Once a word is spotted, click on the first letter of the word and hold the
  mouse button down.  As you drag the mouse a line appears showing your
  movement.  Drag the mouse to the ending letter of the word and release the
  mouse button.  Behold, the word in the puzzle is highlighted, one of
  several congratulatory audio remarks will be heard, and the word in the
  list will be marked as found. Playing at work?  No problem.  You may
  optionally turn the sound off.  Sure that the word is not in the puzzle?
  Well, you can activate the hint mode.  Other options include the ability
  to time yourself as you play the puzzle, use upper or lower case letters,
  place a grid around the puzzle for better clarity, leave used letters
  in the puzzle highlighted and to place background bitmaps on the playing
  screen.  You may create, edit and delete your own puzzles.  Simply enter
  a topic, title, list of words and dimensions and push a button.  Presto,
  the puzzle is created and you now have the option of saving it to disk
  where it will appear with the other puzzles in the list box.  You may
  also vary the complexity level of the created puzzle.  An option to to
  create puzzles with no diagonal words, less diagonals, average diagonals
  and more diagonals is also available.  Printing options include upper or
  lower case letters, optional grid and full page printing or half page
  printing (left side, top page, 2 side by side, 2 up and down).

                   Crossword Construction Kit (Windows)

  The Crossword Construction Kit features the unique ability to create
  puzzles in fun shapes.  It includes over 25 predefined puzzle shapes
  (diamonds, donuts, trains, etc) and includes the ability to create
  unlimited new shapes.  Teachers, students, publishers and puzzle fans will
  be able to put more flare and pizzazz into their puzzles.  The Kit can
  create puzzles up to 30 x 30 in size.  Simply select a shape, enter your
  words and clues, enter a title and click on the "Create Puzzle" button.
  Words and clues can be imported from a text file.  A variety of print
  options are available including printing answer keys, selecting fonts for
  clues and answers, selecting gray or black filled boxes and viewing the
  puzzle before printing.

                   Word Search Construction Kit (Windows)

  The Word Search Construction Kit features the unique ability to create
  puzzles in fun shapes. It includes over over 25 predefined puzzle shapes
  (circles, apples, hearts, etc) and includes the ability to create unlimited
  new shapes.  Teachers, students, publishers and puzzle fans will be able to
  put more flare and pizzazz into their puzzles.  The Kit can create puzzles
  up to 30 x 30 in size.  Simply select a shape, enter your words and title,
  select the word directions and click on the "Create Puzzle" button. Words
  can be imported from a text file.  A variety of print options are available
  including selecting upper or lower case letters for the puzzle, printing an
  answer key, placing a grid around the puzzle letters, selecting fonts for
  puzzle letters and word list, sending the puzzle and words to an ASCII file
  and viewing the puzzle before printing.

                         Smart Address (Windows)

  Smart Address is a powerful Address Management package for Windows.
  Features include multi-page "tabbed" presentation with a host of fields
  all with user-defineable labels, many user customisable fields, Direct
  Links to any WordProcessor, Mail-Merge Data File Creation, Modem Support,
  Envelope and Label Printing, Mail-Shot capabilities, Reminder systems,
  drop down point&shoot calendars, callbacks, tabbed  dialogs, dialling,
  very user configurable, User defined notes, MDI, sophisticated searching,
  Import/Export, Full context sensitive Windows Help. Tooltips and much
  much more! Very fast and comprehensive but extremely easy to use.

                       Smart 'n Sticky (Windows)

  Smart 'n Sticky provides labeling capabilities for Windows with amazing
  power in a small and very fast package, thanks to the provision of FULL
  OLE CLIENT SUPPORT - giving you the ability to add objects created by
  packages such as Corel Draw, MS WordArt and hundreds more! Smart 'n Sticky
  is very easy to use with MDI (multi-window) presentation, Undo, Mark &
  Revert, Bitmaps, Metafiles, TrueType with rotation & justification, Color
  Graphics, Serial Numbers, Date & Time fields, import from ASCII & DBF,
  vast range of Avery and other predefined labels or add your own, toolbar,
  status bar, small & fast (not VB) and much much more!

                           SmartDoc (Windows)

  This simple utility allows you take a Windows Help File and either extract
  all the text from it into a plain-text file, or print the whole thing
  including graphics. Either way, armed with a binding strip you can make
  yourself some nice manuals!

                           SmartSum (Windows)

  SmartSum is a Windows based emulation of the traditional printing
  calculator / adding machine found in so many business environments all
  the way from the multi-national to the small office / home office.
  Anyone with a requirement to add up a sequence of figures, such as Visa
  slips or daily takings will instantly know how valuable a tally-roll
  with the ability to check back can be. However the Window's environment
  has also allowed us to add some very nice features that the traditional
  printing calculator simply cannot do. For example, you can go back and
  correct an entry that you keyed in wrongly, insert an additional item
  that you missed out, or delete an item you accidentally entered twice,
  none of which are possible with the traditional item. And SmartSum can
  (optionally) say the digits as you enter them too so there is no need to
  look up to ensure correct keying. Calculations can be titled, and saved
  and reloaded later for review, and the sequence continued. It may be
  that with this ability the requirement to actually print the tally-roll
  at the time will no longer exist, but of course that is possible if
  required using any Window's supported font.

  Subtotals can be incorporated and removed at will, and there is the
  ability to "tick-off" each entry when checking work. As with the
  traditional machine there is the ability to select a particular number
  of decimal places of accuracy. However, with SmartSum if you change
  the decimal accuracy the whole sequence of calculations is repeated
  and rounded at the new precision. A "currency" mode is also available
  which assumes two decimal places and automatically inserts the decimal
  point at the correct place.  "Tax" buttons makes the calculation of
  sales taxes simplicity itself. Given a Tax-Exclusive price you can
  calculate the Tax-Inclusive price, or vice-versa. A macro facility is
  provided which allows the recording of repetitive calculations, and a
  number of useful macros such as unit conversions are provided.  There
  is an interface to Excel or any other spreadsheet, and clipboard
  support to allow copying of the tally roll to another application. The
  colors used by SmartSum are also configurable. There is a comprehensive
  Help File, and unlike the calculator applet supplied with Windows
  SmartSum can correctly calculate 2.01-2.0 !